Testimonials
Thank you for taking the time to look at and review our testimonials and videos! Family owned and operated credit card processing company out of Detroit MI.
The goal here is to let potential customers see other real life people and businesses use our products and services and hear from them. A lot of them have been with us for ten plus years because of cost savings, customer service and value add to their businesses. In fact, since switching primarily to cash discount/dual pricing our customer retention is higher than ever! Once people lose the costly processing fees there are not too many other issues that cause any friction between the merchant and provider. On average a merchant service account changes every two to three years due to high fees and chasing better rates. Once a company chooses Swipe-It Ventures we only usually see a change if a business is sold due to ownership change.
The first thing most savvy consumers do when looking at a service or a product is to read testimonials to see what others’ experiences are. It gives business owners a small glimpse of what it looks like to use our service. Every business is different but at the core the need is reliable, consistent, prompt service in the payment processing world. We have gathered testimonials from large and small businesses throughout Michigan and the nation trying to cover a wide range of business types. We service, gas stations, pizza shops, restaurants, food trucks, quick service eateries, liquor stores, coney islands, greenhouses, bike shops, automotive repair, golf courses, retail stores and many others.
We offer a wide range of programs in the merchant services industry. Credit card processing in Detroit MI is our number one priority. This aslo includes point of sale systems, web based payments, mobile card readers, wi-fi terminals, traditional EMV terminals, apple pay, NFC contactless payment and many others. We utilize these platforms in a wide array of businesses. From small mom and pops to larger corporate accounts including Papa Johns, Little Caesars, United Airlines and Apple Cafes. So no matter what industry or category you are in we most likely have a program or technology that can help. There are rare situations that we cannot help. Gas stations with pay at the pump or pre-pay can be tough to integrate with. However, we work with many gas stations all over the nation that use us for our cost savings programs. In store purchases are very easy to accommodate.
So really what every merchant or business owner is looking for is a reliable, reputable processing company that can save them money on processing fees. We offer that. What most people do not realize is that businesses bottom line is very thin nowadays. If we take restaurants for example; typically thirty percent of their income goes to paying their lease/utilities; thirty percent will go to their employees and another thirty percent will go to their food. That leaves a possible ten percent that is actually profit. Now is Visa/Mastercard/Discover Card and AMEX are all taking their three to four percent it leaves the business six percent. Pretty thin margins. Imagine saving four percent to your bottom line. On a business that processes 100k per month that saves them roughly $4,000 a month and $48,000 per year. Thats almost $50,000 in credit card fees. Can you imagine how much an extra $50,000 could help out a business? They can upgrade equipment, pay their employees a bonus or better yet they can go on a vacation. Instead of paying for everyone else’s reward points, cash back, skymiles etc. they could actually go on a vacation themselves. Wouldn’t it be nice to take the family on vacation to the Bahamas instead of paying for everyone’s own credit card fees? Maybe the business puts it into a college fund for their kids, maybe a retirement fund for themselves. Business owners are working 50, 60, 70 hours plus a week and that is just what we see. Let alone all the other tasks like picking up products, payroll duties, dealing with insurance, inventory etc. Maybe the business owners want a new car. Wouldn’t it be nice to take $50,000 dollars into a dealership knowing that it was all pure savings from credit card processing costs. People are using their credit cards because they get massive rewards. That is great for the customer but why should the business owner be paying these fees? The person getting the rewards should fit the bill in our humble opinion. Even debit cards from smaller credit unions are joining in and offering rewards to use their cards. Debit cards can be very costly to business owners. Luckily, our dual pricing program covers those as well. All transactions are ran as credit and a small fee is applied. This complies with all major card companies policies. In fact, you won’t even have to worry any type of pin based debit transactions. All debit cards are accepted but no pin will be required.
Our sales credit card processing specialists out of Detroit MI are all well versed on cash discounting and dual pricing. It is important that you have a company do this process correctly. Some companies add a surcharge incorrectly by just using a terminal to add a fee. Some business owners try to add fees themselves which can also cause huge financial and compliance problems. Commonly merchants try to add their own 50 cent fee to credit card transactions. On a 5 dollar sale with a 50 cent fee the customer is charged 10% which goes against many surcharging regulations. If this is reported to Visa or any of the major card brands, fines can be assessed from $5,000 to $15,000 per violation. Merchants can also lose their credit card processing ability permanently. With Swipe-It Ventures we make sure to have all of our ducks in a row on the back end (processor) and the front end (terminal/POS) Also correct signage must be displayed to be compliant. So trust the best credit card processing company in Detroit MI to make sure that your business is safe from any compliance issues or fines.